Tel: (714) 702-5868 | Fax: (866) 611-0657

HAVE YOU BEEN TURNED DOWN FOR A LOAN BY AN INSTITUTIONAL LENDER?

Get Started Today! Call us (714) 702-5868

We find specialized loan terms
that work for you

OC Private Money, Inc. has been serving California since 2005, specializing in both residential and commercial loans, as well as trust deed purchases. We are a private money lender providing 1st, 2nd, and 3rd trust deeds.

Private Money, Commercial & Land Loans

OC Private Money is a unique hard money lender for real estate investors looking for financing in a matter of days. OC Private Money offers flexible underwriting, attractively priced hard money loans, no hidden fees and quick funding. We develop long-term relationships with our clients through our professional service and exclusive loan terms.

Borrowers

Self-Employed is OK!
No Proof of Income is OK!
Low Fico or NO Fico is OK!
Easy Application Process
Quick and Experienced staff
Honest, Efficient and Reliable

Investors

Managed by Licensed and Experienced Real Estate Professionals
Conservative Underwriting Standards
High-Yield Returns with Consistent Monthly Income
Investments secured by California Real Property
Proven Track Record of Success for Over 15 Years

Land Loans

Fast Loan Approval Times
Loans for Cash Flow Financing
Stretch Asset-Based Loans and Hybrids
Growth Capital
Restructuring
Acquisition Financing
Working Capital
Flexible Terms
Specialized Commercial Lender
Private Money Equity Loans Available

We Do Things Differently

We provide 1st, 2nd and 3rd trust deeds as well as trust deed purchases

Our dedicated staff and team will walk you through the process from A-Z. We have provided hard money loans and investor opportunities in cities all over California and Arizona. Whether you are an investor, borrower or broker, OC Private Money can provide services tailored just for you! We pride ourselves on our fast turn-around and giving quality service to all of our customers. We have a long track record of excellent service that keeps our customers coming back. What’s our secret? We keep it simple and fast.

LOAN AMOUNTS

50K-3MIL
SFR, Condo, Townhomes, Land & Commercial

  • Up to 75% LTV on Purchases
  • Up to 65% LTV on Refinances
  • Loan Terms from 3 to 5 Years
  • Foreign National Programs
  • No Fico Score Minimums
  • Stated Income Loans

Investment Property Loans

A loan for investment property is slightly different than other loans because the investor must pass much more rigorous requirements to qualify. However, our specialists can guide you through the process and supply multiple options for investment property loans that fit your needs. The goal of any investor is to earn a good return on the investment. Whether you plan on owning your property for several years before selling it at a profit, renting out the home to make a profit each month, or have some other plan for the property, the less you pay for your mortgage the more you will be able to make. Just like any loan, there is an inherit risk on the part of the lender, and investment properties are considered riskier purely because they are in fact an investment. This fact means there are stricter lending guidelines and hurdles to a successful loan and great terms. Contact us today to find out more information and start the application process.